Fred L. Davis Insurance Agency

Certified Minority Vendor FINRA Registered Series 7
2009 Tennesse Insuror of the Year

Call us now / 901-452-2144

Term Life

Term life insurance can be purchased in large amounts for an initially small premium. It's well-suited for short-range goals, such as coverage to pay off a loan or provide extra coverage for families with young children.


Affordability- initially purchase a large amount of coverage for a small premium.

Renewable- you have the option to renew coverage at the end of your desired term.

Convertible- exchange a term policy for a permanent policy when you need.

Death benefit- life insurance proceeds are generally income tax free to the beneficiary.